We all tend to go overboard at the holidays. Christmas brings out this need to impress and surpass the Joneses’. Most people seem to covet all the newest and snazziest stuff, often doing irreparable harm to their wallets. What did we do in days of yore when necessity over-ruled glitzy? In the first half of … More Re-Gifting : Just Do It
Did you know that you can easily figure out how fast you can double your money. Just divide 72 by your cureent interest rate (example: 72 / 8% = 9) and you will see, in this example, that it will take 9 years for that investment to double. If you raise the interest rate you will … More How Money Works
A fairly new concept in the credit card world is the concept of Universal Default. This means that credit card issuers can follow your credit scores and if they are declining, indicating that you might be a higher risk. They can then impose the option of raising your interest rate, even if you have a … More Don’t Let This Happen to You
Miscellaneous Thoughts - from my brain to yours 